系统科学对我国银行个人理财业务的促进作用及其发展论述

中文摘要
个人理财作为新型的一种理财模式，具有其自身的独特优势。在我国当前的经济形势下，大力发展银行个人理财业务有利于推动我国经济体系的进一步发展，有助于构建和谐平稳、有效可控的良性循环经济。系统科学作为针对工作效率提高的一门综合科学，其科学的理论性对银行个人理财业务有着密不可分的关联，对其发展有着强大的促进作用。目前由于各种因素影响，我国银行个人理财业务处于起步阶段并需要在不长的期间内与国际接轨，必定会遇到很多发展上的问题，应当定立稳定规范的制度，从个人理财业务的自我优化和科学的理论方面入手，促进我国个人理财业务的可持续稳定发展。

关键词：系统科学   个人理财   运筹学  线性规划  目标函数  网络最大流模型

ABSTRACT
 CFP as a new Financial Planning model, it owns some advantages for self. Now, the economic situation to china, for constructing the harmonious, balanced, and effective economic condition, energetically develops the CFP to impulse the economic system for a advancement is obligatory.  Systemic science as a synthetically knowledge which aim at improve the efficiency for working, the theoretic in it is very useful to the CFP’s development. But influence by some kinds of reasons, CFP in china still at the beginning. It must be have many questions to coalesce the international level for a short time. How to use the academic knowledge in Systemic science to fact for develop the level of CFP is very important to study.

Key  words: Systemic science, CFP, mathematic model, linear programming, target function, network model

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