宁波市中小企业融资困境与对策研究

摘 要：中小企业在国民经济生活中占有重要的地位，宁波市中小企业数量众多，地位突出，是宁波区域经济发展的显著特征之一。但是同其他地区一样，融资困境成为了制约宁波中小企业发展的瓶颈。本文从内部环境和外部环境等方面剖析宁波中小企业融资困境的原因，并针对性的提出了合理可行的解决方案和建议。本文研究表明，宁波中小企业的融资难题需要社会各方面的支持，更需要企业自己的努力和奋斗。同时提出，宁波中小企业应该利用优势增强自身的生命力和可持续发展能力，并寻求多渠道的融资方式。
关键词：宁波市；中小企业；融资困境 

Difficulties and decision on Ningbo SME financing

Abstract: SMEs paly an important role in national economy life.Ningbo has a large number of small and medium enterprises which are outstanding in the same level，now it has been one of the notable characteristics in regional economic development.like other regions,financing difficulties have become a bottleneck restricting in the development of SMEs in Ningbo.This paper analyzes the reasons for the plight of SME financing through internal environment and external environment.And also,here give out some feasible solutions and recommendations.This study shows that the financing problems of SMEs in Ningbo is in need of social supporting from all quarters, companies and also need their own efforts and struggle.This study also suggests that SMEs should make use of the advantages of Ningbo,and enhance their own vitality and sustainability,to seek for multiple channels of financing.
Keywords: ningbo area； small and medium-sized enterprises；financing

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