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完善我国农民工医疗保障制度的探索


全文字数:10000字左右  原创时间:<=2022年

【内容摘要】

近年来随着我国工业化,城镇化的发展的快速发展,城市对农民工的需求量越来越大农民工已日益成为一个不容忽视的巨大规模的特殊社会群体。农民工为城乡社会经济发展做出了巨大的贡献,但是农民工处于城市和农村医疗保障制度的边缘地带,不能和城市居民享受一样的经济发展成果,医疗保障处于缺失状态。这严重影响我国社会公平和社会公正,不利于和谐社会的构建。建立和完善农民工医疗保障体系具有重大的现实意义,需要相关部门的不断改进。文章通过对当前农民工健康状况、医疗保障的现状入手,分析农民工医疗保障制度存在的原因,在此基础上根据我国的国情提出一系列解决农民工医疗保障制度的建议及对策,最终实现全社会和谐医保。


关键词:农民工;医疗和保障制度
In recent years, as China's industrialization and urbanization, the development of rapid development, urban demand for migrant workers more and more migrant workers have increasingly become a massive scale can not be ignored the special social groups. For the urban and rural socio-economic development of migrant workers has made a great contribution, but the migrant workers in urban and rural medical security system, the fringe of urban residents can not enjoy the same fruits of economic development, lack of health insurance in the state. This seriously affects the fairness and social justice in our society is not conducive to building a harmonious society. Migrant workers to establish and improve the health care system is of great practical significance, the relevant departments need to improve. Articles by migrant workers on the current health status, health insurance status are analyzed migrant workers health insurance system is the reason, on this basis, according to China's national conditions and made a series of medical security system for migrant workers to solve the recommendations and responses, and ultimately the whole social harmony and Medicare.


Key  words: migrant workers; Health care and security system
目    录

一、农民工医疗保障的现状和问题
(一)农民工人数多、健康状况堪忧………………………………………(1)
(二)农民工收入水平低,难以承受高额的医疗费用……………………(2)
(三)农民工医疗保障水平低下,覆盖面较小……………………………(2)
二、农民工医疗保障存在问题的原因分析
(一)政府角度
1、户籍制度上存在的漏洞…………………………………………………(3)
2、国家立法不健全,缺乏相关的法律法规的规范………………………(3)
3、医疗资源配置不合理……………………………………………………(4)
(二)农民工自身方面
1、农民工流动性大,换工作较频繁 ,管理难度大…………………… (4)
2、农民工知识水平低,思想观念陈旧,缺乏保护自身利益的意识……(5)
(三)企业方面………………………………………………………………(5)
三、完善农民工医疗保障体制的建议及对策
(一)推进农民工医疗保障制度的法律建设并加快户籍制度改革………(5)
(二)设立专门的机构对农民工流动走向进行登记便于分类管理………(6)
(三)提高农民工自身素质,加强维权意识………………………………(7)
(四)加强政府管理与监督并要加大财政投入……………………………(7)
(五)企业要建立极其规范的用工制度……………………………………(8)
参考文献………………………………………………………………………(9)
致谢……………………………………………………………………………(10)

 

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