论企业信用政策的应用

摘要
在新形势下，信用政策越来越受到企业的重视，逐渐成为公司扩大市场份额的一种手段，而公司的信用政策则会面临来自客户的信用风险。因此，公司如果要持续发展，那么就要在继续采用信用政策的同时，不断完善自身的信用体制，加强应收账款及信用风险的管理。本文根据公司信用政策相关理论，对目前公司的信用政策运用现状进行了分析。通过分析其信用政策管理的效果，我们发现了其存在的一些问题，在此基础上对信用政策及应收账款体系进行了修改和完善，从而进行了比较规范的信用政策管理，保证了公司在扩大市场份额的同时，尽可能的节省公司的财务成本，增强公司的竞争能力和可持续发展的能力，促进公司的发展。
关键词：信用政策；应收账款；理论框架；企业应用

Abstract
Under the new situation, credit policy more and more importance in enterprises, the company has gradually become a means to expand market share, the company's credit policy will face credit risk from customers. Therefore, if you want to continue the development of the company, then we will have to continue to use credit policies, constantly improve their own credit system, strengthen trade receivables and credit risk management. This according to the theory of corporate credit policies, credit policies on the use of the current status of the company were analyzed. By analyzing the effect of its credit policy management, we found the existence of some problems, in this based on credit policy and accounts receivable system was modified and improved, compared to standard credit policy management, ensuring the company expand market share in the same time, as much as possible to save the company's financial costs, and enhance the company's competitiveness and capacity for sustainable development, promoting the company.
Key words: Credit policies ;Accounts receivable;Theoretical frame work Enterprise Applications

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