我国农村信用社的金融风险研究

摘    要
我国农村信用社的金融风险问题一直是我国农村经济发展道路上面临的重要问题。防范和化解农村信用社的金融风险，将农村信用社办成真正具有竞争力的合作金融组织，必须充分借鉴国内外学者对农村信用社各方面的研究的成果。从我国农村信用社的金融风险理论基础开始逐步了解我国农村信用社的风险现状，分析我国农村信用社的风险成因，通过对其管理体制，内控机制，外部经营等方面的研究，寻求解决我国农村信用社金融风险的对策。

关键词：农村信用社；金融风险；内控机制
Abstract 
Financial risks for the rural credit cooperative in China have always been an   important issue on the rural economic developing road，Research results of the scholars domestic and abroad should be used to prevent and resolve these risks， In this paper, I have done the research of financial risks conditions of rural credit cooperative based on financial risks theory and analyzed the causes of the risks， Then after researching the management system, internal control mechanism and external business, I put forward the following suggestions to remove the financial risks of rural credit cooperative： establishing appropriate management system, promoting internal control mechanism and external business environment, strengthening risk management awareness, transforming services and improving service quality，

Keywords：rural cooperative finance；finance risk；the internal control of mechanism
 

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