银行保险利益分配机制研究

摘    要
银行保险的利益分配机制，是在银行、保险公司以及客户之间，合理分配开展银行保险业务过程中产生的利益。我国银行保险利益分配机制存在涉及范围不全面、设计尺度不合理、缺乏合理的惩罚制度、银行代理保险手续费流失严重以及相关的法律法规制度不完善等问题，应采取确定合理的范围和尺度、建立惩罚制度、防止手续费流失和完善相关的法律法规制度等对策加以解决。

关键词： 银行保险；利益相关者；激励机制

 
Abstract
    The interests of banks and insurance distribution mechanism is in the banks, insurance companies and customers, the bank carried out a reasonable distribution of business process benefits. The distribution of benefits of China's banks and insurance mechanism does not involve a comprehensive, design-scale unreasonable lack of reasonable punishment system, Bank of serious loss of insurance fees and related laws and regulations system is imperfect, and so on, should be taken to determine the reasonable scope and scale, the establishment of a system of penalties to prevent the loss of fees and improve the relevant laws and regulations to solve the system of countermeasures.

Keywords: bancassurance; stakeholders; incentive mechanism

*若需了解更多与协助请咨询↓→[电脑QQ][手机QQ]【数据协助】