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国内外个人养老的财务规划的实证分析


此文字数共约:5000字  文章页数共约:8页  发布时间:2021年及之前  原创指数:3.6

【内容概述】

国内外个人养老的财务规划的实证分析


摘  要

论文用了个人养老储蓄计划在中国与国外点去说明那些方面我国做得比较好哪些方面需要改进。实际上,中国有很多人从来没有想国在退休前拥有养老储蓄计划,政府也没有明确的告诉国人当他们退休时该拿多少钱。调查指出所有人无论贫穷还是富有在他们年轻时都应有一份个人养老的储蓄计划,同时政府也应更完善社会保障体系,国人也应该在个人养老储蓄计划中有新的观念。在论文中为了使个人的养老储蓄计划更完善提出了一些建议。
关键词:养老金计划;社会保险;社会保障体系;个人养老储蓄计划
The analysis of personal saving plans for retirement

Abstract
   In this paper differences will be given a detailed explanation in the personal saving plan for old age between foreign countries and our country in order to infer which aspect our country does well and which one we should do better. Essentially, many people in China never think of any personal saving plans for old age and the governments don’t tell people how much money they can take when they are old clearly. This findings indicate that everyone whether poor or rich should have personal saving plans when they are young, governments should have better social security system and people should have new opinion for old-age personal saving plans. In this paper some new suggestions will be introduced to make the saving plans more perfect.

Keywords: Pension plan; Social insurance; Social security system; Personal saving plan for retirement

 

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