小微企业信用担保的思路与方法

众所周知，小微企业融资因贷款额度小、次数频繁、户数众多的特点而销售成本高，且相对大企业风险也比较高，一直是各家银行和担保机构所困扰的难题之一，更是小微企业的难题，我国目前小微企业的融资环境艰难，更是导致了温州跑跑门事件的发生。虽然我国有不少的银行和其他金融机构着力于解决小微企业的贷款问题，但是总体上还是不够，如何解决小微企业的融资难的问题，是现今经济发展亟需要解决的难题，为此本人针对这种情况和现象进行分析并且提出了几点意见。

关键词 小微企业 ；小微企业融资 ；信用担保 ；创新思路  ；温州跑跑门
Abstract
As is known to all, mini-company financing for small loans, "frequent, many of the features and sales of households, high cost and relatively large enterprise risk is high, Has been Banks and guarantee agencies with one of the problem, but the problem of mini-company, our country at present the enterprise of small financing environment difficult, but also lead to the Wenzhou credit crisis, the occurrence of event. Although our country have quite a lot of Banks and other financial institutions focused on solving little tiny loans of the enterprises in question, But in general is not enough, How to solve the enterprise of small difficulty of financing problems, is now economic development to solve the problem of need, Therefore , in this kind of situation and phenomena analysis ,I put forward some Suggestions.

Keyword  mini-company ; Financing ;  Credit guarantee ;  Innovation ;  Wenzhou credit crisis

*若需了解更多与协助请咨询↓→[电脑QQ][手机QQ]【数据协助】