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我国机动车辆保险经营模式创新研究


全文字数:11000字左右  原创时间:<=2022年

【内容摘要】

我国机动车辆保险经营模式创新研究近年来中国汽车产业发展迅速,汽车消费的增长必将带动汽车保险业迅速发展,特别是按照入世协议我国正逐步开放保险市场,中国汽车保险业已经面临严峻的挑战,如何应对这一挑战,成为我国汽车保险业不容忽视的问题。机动车辆保险是我国财产保险的主要险种之一,在财产保险业务中占有十分重要的地位,同时,机动车辆保险又是与社会公众利益密切相关的险种,其业务经营与发展状况,直接关系到财产保险公司的经营业绩、关系整个保险业的健康和稳定发展,也关系到广大保险消费者的切身利益。本文从车辆保险的起源,到目前的发展状况,分析了我国车险经营面临的问题,并找出对应的决策,指出我国机动车辆保险经营模式的研究方向,为我国机动车辆保险的发展指明了道路。当前我们既要看到当前存在的发展机遇,也要看到发展中的各种困难和问题,从而认真分析形势,找准问题,促进机动车辆保险业务持续快速健康发展。
关键词:车辆保险,经营模式,骗保
China's motor vehicle insurance business model innovation
Abstract: In recent years the rapid development of China's automobile industry, automobile consumption growth will drive the car insurance industry is rapidly developing, especially in accordance with the WTO accession agreement in China is gradually opening up the insurance market, China's auto insurance industry has been facing serious challenges, and how to deal with this challenges, China's auto insurance industry can not be ignored. Motor vehicle insurance is one of the major types of property insurance in China, occupies a very important position in the property insurance business, motor vehicle insurance is closely related to insurance and public interest, business development, directly related to the property insurance company's operating results, the entire insurance industry, health and stable development, but also to the vital interests of the majority of insurance consumers. From the origins of vehicle insurance, to the current state of development, analyze the problems faced by the auto insurance business in China and to identify the corresponding decision-making, pointing out that the research direction of the business model of China's motor vehicle insurance, as specified in the development of China's motor vehicle insurance road. Current, we want to see the development opportunities that currently exist should be noted that the development of a variety of difficulties and problems, thus a careful analysis of the situation, identify the problems, the promotion of motor vehicle insurance business sustained rapid and healthy.
Key words: Vehicle insurance, Business model, Potentially fraudulent

 

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