大学生个人理财规划策略分析

在中国经济告诉发展的今天，经济领域变革巨大，人们生活水平提高，作为新时代的大学生应当要有一个清晰的理财规划，提高个人理财意识十分重要，大学是大学生形成投资理财观念的重要时期。本文通过问卷调查安徽省各大高等院校大学生的个人理财现状，本文重点针对问卷中部分问题进行透析，对大学生个人理财现状进行剖析，初步得出当前大学生个人理财存在的主要问题，并根据大学生理财消费现状和问题，反观当今社会存在的问题，结合国外具有先进个人理财教育的相关借鉴分析国内理财教育应该从何入手，最后结合实际提出合理的对策。

关键词：大学生； 个人理财；策略分析；问卷调查
An Analysis of university Students' Personal Finance Planning Strategies
 
Abstract：It is very important for students in university to have a clear financial plan and raise personal financial awareness. University is an important period for students to form a concept of investment and financial management. This paper surveys the status of personal financial management of university students in West Anhui University, analyzes the current situation of personal financial management of university students, and finally obtains the main problems in current personal financial management of university students. This article begins with the analysis of the concept of personal financial planning, the current situation and problems of undergraduate financial management consumption, and according to the problem to reflect the problems of today’s society, combined with the relevant reference of foreign advanced personal financial education to analyze the domestic financial education should start, and finally according to the actual Make a reasonable response.
Key words：University students; Personal finance; Strategic Analysis; Questionnaire investigation

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