居民储蓄影响因素研究The factors that affect the resident savings
中国的高储蓄率在经济学中一直是个积极面的两难现象。同时，这又是一个不许需要认知和认识到的问题，即它对于中国乃至世界上其他国家的整体经济所可能造成的负面影响。GDP自从1978年改革开放以来一直是一个积极的经济因素，但是随之持续走高，不见适度回落的高储蓄率则一直是中国政府所面临的一个困难处境。在这当中同时还结合了其他几个复杂的因素，像消费习惯，文化背景等。中国居民应该重视起这个问题，不单单是因为持续走高的CPI指数部分是因为高储蓄率而引起，同时也应该注意到相对过低的消费倾向性和数据指标也是造成这一高储蓄现象的一个原因。
关键词：高储蓄率，消费水平，CPI
Chinese high rate of savings is a positive dilemma situation in the economic lesson. Also there’s absolutely to figure out the negative impact for the whole economy of China even the rest countries in the world under this situation. GDP is a positive factor since the reform and open from 1978 but the continually high rate of savings is still a hard situation for Chinese government, and also combines with other complicated consuming behaviors and culture backgrounds. People in China should more focus on this question not only because the CPI is growing faster than before but also the compared low rate of consuming is partly caused by the high rate of savings.
Key words: high rate savings, consuming rate, CPI
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