中外商业银行核心竞争力比较A comparison of Chinese and foreign commercial banks’ core competitiveness
For fulfilling the promise of opening up accession to the WTO, foreign banks have the fair status to compete with the Chinese banks. Enhance the core competitiveness of Chinese banking sector is the top priority. The focus is to maintain the core national interests and the security of economy and finance.
This paper clarifies the concept of the core competitiveness, analyzes the core components of the competitiveness of the commercial banks. Pointing out Chinese commercial banks core competitiveness and foreign commercial banks core competitiveness respectively, it also has a comparison with them. It pays special attention to the core competitiveness that Chinese commercial banks should own after China's accession to WTO. The strategy to enhance the core competitiveness of the Chinese commercial bank and the positive response to the challenges of foreign commercial banks brought about, which are also discussed in the paper.
Key words: The core competitiveness, Chinese commercial banks, foreign commercial banks, comparison, strategy
摘要（本论文范文的论文综述）
履行加入世贸组织对外开放的承诺后，外资银行已开始与中资银行进行公平的竞争。提高中国银行业核心竞争力是当务之急,重点是要维护国家核心利益和经济金融安全。
本文明确了核心竞争力的概念，分析了商业银行核心竞争力的组成部分。分别指出了中国商业银行的核心竞争力和国外商业银行的核心竞争力，并对中国和国外商业银行的核心竞争力作比较。对中国加入WTO后我国商业银行所拥有的核心竞争力分析，得出提高我国商业银行核心竞争力的策略，积极回应国外商业银行所带来的挑战。
关键词：核心竞争力 我国商业银行 国外商业银行 比较 策略
Contents
ABSTRACT ……………………………………………………………………… 2
摘要 ……………………………………………………………………………… 3
INTRODUCTION ……………………………………………………………… 4
1. Outlining the core competitiveness of commercial banks…………………… 5
1.1 The general definition of the core competitiveness………………………. 5
1.2 The component of the Commercial banks’ core competitiveness………… 7
2. A comparison of Chinese and foreign commercial banks’ core competitiveness 10
2.1 Chinese commercial banks core competitiveness………………………… 10
2.2 Foreign commercial banks core competitiveness………………………… 13
2.3 The comparison of the two above………………………………………… 16
3. Prospects on the competition pattern of Chinese and foreign banks after opening-up the financial business………………………………………………… 19
3.1 The Challenges of the foreign commercial banks……………………….. 19
3.2 The business area of the Chinese and foreign banks after entry WTO…… 20
4. Strategy: positive reactions to the challenge of foreign banks…………………. 23
References………………………………………………………………………… 28
Acknowledgement……………………………………………………….……….. 29
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