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我国城镇职工养老保险问题研究


全文字数:18000字左右  原创时间:<=2022年

【内容摘要】

随着人口老龄化的加速发展和经济体制改革的不断深入,中国现行的城镇职工养老保险制度正面临前所未有的压力和挑战, 其矛盾主要有三方面:一、养老保险覆盖范围小;二、养老保险基金收不抵支,缺口巨大;三、养老保险法制建设不健全。

缓解和解决这些矛盾的可行方案和建议就是:通过提高社会统筹、调节劳动力市场供求关系、放宽对灵活就业人员参保条件等方法来扩大覆盖面;通过增收减支的方法来弥补养老保险基金缺口;通过建议人代会或常务委员会尽快制定社会保险基本法律来健全养老保险法制建设等。

关键词:城镇;职工;养老;保险

Abstract

With the aging of population and the deepening of economic reform, the existing pension insurance system of China is confronted with challenges.The question which exists in formulation and implementation carries on time the discussion on the current cities staff old-age insurance system,Its contradiction mainly has three aspects:First, the old-age insurance cover scope is small.Second, the old-age insurance fund receives does not arrive at. Third, the old-age insurance legislative work is not perfect.
Alleviates and solves these contradictory feasible plans and the suggestions are: with raise society plan as a whole, adjustment labor market supply and demand relations, relaxes guarantees the condition to the nimble employment personnel senate to expand insurance cover scope. Through additionally receives reduces a method to make up the old-age insurance fund gap. Through suggested National People's Congress or the standing committee formulates the social security basic law to improve the old-age insurance legislative work as soon as possible and so on.

Key  Words: cities and towns;staff and workers;endowment;insurance

 

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