运动员保险问题研究

摘    要
运动员保险作为保险领域重要的一部分，在全民体育运动和体育产业发展过程中，发挥着重要的作用。我国运动员保险由于运动员保险观念落后，体育产业发展水平低，保险资金来源有限等原因使我国的运动员保险发展水平远远落后西方发达国家。在借鉴西方发达国家健全保险市场，专业的中介，市场化的运作方式等成熟经验的基础上提出提高运动员保险意识，拓宽运动员保险资金来源渠道等对策来解决我国运动员保险发展落后的情况。

关键词：运动员保险；大数法则；保险中介
Abstract
Athlete insurance as an important part of the field of insurance, in the popular sports and the sports industry in the development process, plays an important role. Insurance as a result of our athletes weak sense of insurance,the low level of development of the sports industry, insurance and other reasons for the limited sources of funding to enable the development of China's athletes the level of insurance is lagging far behind developed countries in the West. Western developed countries in the sound from the insurance market, professional intermediaries, market-oriented mode of operation of the mature experience of the athletes to increase insurance awareness and broaden the athletes and other sources of insurance capital measures to address the development of our athletes are backward insurance.

Keywords: athlete insurance;the law of large numbers; insurance intermediary

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