中小企业融资分析Analysis of SMEs financing

中小企业融资分析Analysis of SMEs financing
摘  要
  从改革开放到现在，我国的中小企业在很多方面都有了长足性的进展，产生了很多的变化。而且已经成为了我国经济社会发展的一大推动力。他们在扩大社会就业，提供社会服务，增加财政收入以及促进经济发展等方面起着越来越重要的作用。但是在这段发展过程中，由于它自身存在的局限性以及大环境的制约等因素，产生了融资难的问题，这个问题已经严重的妨碍了中小企业的发展。因此如何解决中小企业融资难的问题已经成为了各地政府、企业和研究学者急于解决的问题。要解决这一困难问题，必须分别从提高企业的自身素质，拓展金融机构的业务以及政府扶持这三个方面入手。

关键词：中小企业，融资，政府
ABSTRACT
From the reform and opening up to now, Chinese SMEs have made a lot of progress in some aspects and they have a lot of improvement .What’s more? They have become the main force of the development of economic and society. They play more and more important roles in expanding employment and reemployment, providing social services, increasing the government’s fiscal revenue and promoting economic development. However, due to the existence of its own limitations, constraints of the environment and other factors, caused a problem of financing in such a long time of development ,and this problem has been seriously impeded the development of SMEs. So how to solve the financing problem of SMEs has become the eagerest problem which local governments, businesses and researchers want to solve. Only improve the quality and cultivation of the SMEs, expand the business of financial intermediary and the support of the government can we solve the financing problem of SMEs.

Key Words：SMEs，financing，government

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