浙江省农村小额保险现状研究——以杭州为例

摘  要：保险作为市场化的风险转移机制、社会互助机制和风险管理机制，在扩大内需、促进改革，保障和改善民生等社会建设中具有独到的优势。同时，保险是金融对“三农”支持保护体系的重要组成部分，在城乡经济社会一体化发展、农村社会保障体系建设、农村基础设施建设等领域都发挥积极的作用。文章初步介绍了杭州农村小额保险的现状和存在的问题，并站在保险专业角度对这些问题提出建议。
关键词：小额保险；农村小额保险现状；问题及原因；建议

Study on Status Quo of Microinsurance in Rural of Zhejiang Province
——Take Hangzhou as Case Study

Abstract: Insurance, as a marketized risk transfer mechanism, mutual - assisting social mechanism and risk management mechanism, boasts unique advantages in society construction, such as expanding domestic demand, promoting reform and insurance, and improving people’s life quality. Meanwhile, insurance is an important part of the supporting and protection system of finance for Agriculture, Farmer and Rural. It is playing a positive role in fields such as integrated development of urban and rural economy and society, construction of rural social insurance system, rural infrastructure construction etc. This paper initially introduces status quo of microinsurance in rural of Hangzhou and existing problems, and proposes some suggestion from the perspective of insurance profession.
Key words: Microinsurance;Status Quo of Microinsurance in Rural;Problem and Reason;Suggestion

*若需了解更多与协助请咨询↓→[电脑QQ][手机QQ]【数据协助】