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国外汽车消费信贷的经验及借鉴


全文字数:7500字左右  原创时间:<=2022年

【内容摘要】

国外汽车消费信贷的经验及借鉴


摘  要:我国汽车工业已经进入了一个崭新的发展阶段,成为继房产业之后拉动我国经济增长的支柱产业之一,而我国在汽车消费信贷领域的落后现状严重制约了汽车产业的发展。本文主要对中外汽车消费信贷进行比较分析,从对国外汽车消费信贷状况中获取经验,总结制约我国汽车消费信贷的因素,并针对制约因素提出相关对策和建议。
关键词:汽车消费;贷款期限利率;银行风险体系;银行转化机制

The overseas automobile expends the credit the experience and uses for reference

Abstract: Our country automobile industry already entered a brand-new development phase, becomes after the room industry draws one of our country economic growth pillar industries, but our country expended the credit domain in the automobile the backward present situation to restrict the automobile industry development seriously. This article mainly through expends the credit the Chinese and foreign automobile to carry on the comparative analysis, from expends in the credit condition to the overseas automobile to gain the experience, summarizes restricts our country automobile to expend the credit the factor, and aims at the restriction factor to propose the related countermeasure and the suggestion.
 Key word: Automobile expense; Length of maturity interest rate; Bank risk system; The bank shifts to new management mechanisms

 

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