论中美富人财富观

财富代表了一个人拥有的物质资产，但作为社会的人，财富并不是人的全部资产。人们的生活包含各个方面，既有物质的也有精神的，人们的一生有个人价值也有社会价值。而财富观代表的是一个人或者一个国家对财富的根本看法， 中国富豪看中的是财富本身的价值，他们喜欢存钱，喜欢将钱投资到房产这一类风险较小的投资中，并且他们更喜欢将自己的遗产留给下一代。美国富豪更看重自己的社会价值而不是获得财富的价值，他们更加享受消费这个过程，而且他们绝不会把自己的钱留给下一代，因为他们认为这不仅不能帮到下一代，反而会给他们带来灾难。 所以大部分的富豪承诺在生前或生后会吧他们一半以上的钱捐给慈善机构。本文就通过中美富豪财富观的不同，了解两者之间的影响，以及形成的原因，从而了解中美富豪财富观对社会的积极影响。

关键词： 中国   美国   富豪   财富观   慈善
 
On Wealth Outlooks of the Wealthy between China and America

Abstract

Wealth represents the whole physical assets one owned, but as members of society, wealth is not all the assets for them. There are different kinds of wealth in people's lives, physically and spiritually, personally and socially. The wealth outlook is a fundamental idea of a person or a country towards the wealth. Chinese wealthy people pay attention to the value of wealth itself, and they love to save money and invest their capitals to the real estate. Besides, they prefer to pass their heritage to the next generation. American wealthy people pay more attention to their social value rather than just getting the wealth, enjoying the process of consumption, and they will never put their money to the next generation, because they think not only can’t it help the next generation, but also it will bring disaster, so most of the wealthy promise that they will donate at least a half of their assets to charity in their lifetime or after their death. From the different wealth outlooks of the wealthy between America and china, we knew different impacts and reasons of the two different outlooks, as well as the positive impact of the American wealthy people’s outlook and the Chinese people’s outlooks to society.

Key w3ords: China,    America,    The wealthy,    Wealth outlook,    Charity

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