延迟退休政策的可行性
我国人口基数庞大，20世纪九十年代以来，人口出生率和死亡率的降低促使我国老龄化进程明显加快。同时我国退休年龄明显低于发达国家水平，造成了政府养老基金支出压力过大，年轻人养老负担加重等一系列问题。为了应对人口老龄化日益严重所带来的风险，我国推出了延迟退休政策，为了确保人口老龄化所带来的问题得到有效的解决，延迟退休政策得到更好的推行，本文通过对延迟退休政策的背景、必要性、以及政策可能会遇到的问题进行政策的可行性分析，同时引入国外延迟退休政策进行对比，让公众能认识到在老龄化背景下延迟退休政策的重要作用，在可行性研究的基础上我根据自己所学知识提出了几点延迟退休政策顺利实施的合理化建议。
关键词：退休政策；人口老龄化；延迟退休；对策建议
A feasibility study on the policy of delaying retirement in China
ABSTRACT
Chinas population base is huge. Since the 1990s, the reduction of birth rate and mortality rate has accelerated the aging process of China. At the same time, China's retirement age is significantly lower than the level of developed countries, resulting in a series of problems, such as the government pension pressure is too large, and the burden of young people's pension is increasing. In order to deal with the risks brought by the aging of population, China has launched the delayed retirement policy. In order to ensure that the problems brought by the aging of population can be effectively solved and the delayed retirement policy can be better implemented, this paper analyzes the background, necessity and possible problems of the delayed retirement policy, and introduces the foreign delayed retirement policy Policy comparison, so that the public can realize the important role of delayed retirement policy in the context of aging. Based on the feasibility study, I put forward some reasonable suggestions for the smooth implementation of delayed retirement policy according to my knowledge.
Keywords:Retirement policy;ageing of population;Delayed retirement;Countermeasures and suggestions
目录
ABSTRACT 1
一、研究背景及研究意义 1
（一）研究背景 1
（二）研究意义 1
二、国内外退休政策现状 1
（一）国内退休政策现状 2
（二）国外退休政策现状 2
1.希腊 2
2.澳大利亚 2
3.意大利 2
4.西班牙 3
三、延迟退休政策的必要性 3
（一）缓解政府养老金支付的巨大压力 3
（二）提升劳动者在退休后的养老金收入水平 3
（三）有利于缓解高素质劳动力缺乏问题 4
（四） 减轻年轻人的养老负担 4
（五）更加能体现社会公平 4
四、推行延迟退休政策产生的不利因素分析 5
（一）对于退休者个人的不利影响 5
1.阶级机构差异所带来的问题 5
（二）对于年轻人就业机会的不利影响 5
（三）对于企业的不利影响 5
（四）对于家庭生活方式的不利影响 6
五、对于延迟退休政策的对策建议 6
（一）采用渐进式退休政策 6
（二）加大劳动者的就业渠道 6
（三）实行弹性退休政策 7
（四）统筹兼顾配套政策和保障措施协同推进 7
（五）大力宣传延迟退休政策出台激励措施 8
参考文献 9
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